Insurance Sales Agents Salaries by State

Mean and median pay, wage percentiles, employment, and top-paying metro areas for insurance sales agentss across the U.S. Source: BLS OEWS May 2025 (data.bls.gov OEWS tool /OESServices/combo/table, all-occupation crawl by area).

National mean salary $81,480 ≈ $39/hr
National median salary $62,280
Total employment 479,100 nationwide

Job Outlook, 2024–2034

Source: BLS Employment Projections 2024-2034.

Projected growth +3.7% About as fast as average
Annual openings 47,000 per year (avg)
Employment 2024→2034 568,800 → 589,800 (+21,100)
Typical entry education High school diploma or equivalent

Salary Map

Brighter tiles = higher average pay; dashed tiles have no data. Click a state for details.

💰 Top 5 Highest-Paying States

  1. District of Columbia$119,380
  2. Massachusetts$103,070
  3. New Jersey$102,460
  4. New York$101,750
  5. Minnesota$100,270

📉 5 Lowest-Paying States

  1. New Mexico$59,040
  2. West Virginia$59,560
  3. Nevada$60,800
  4. Delaware$62,100
  5. Alaska$62,800
#StateMeanMedian Hourlyvs. U.S.Employment
1 District of Columbia $119,380 $84,530 $57 +46.5%
2 Massachusetts $103,070 $79,300 $50 +26.5% 9,940
3 New Jersey $102,460 $81,640 $49 +25.7% 11,370
4 New York $101,750 $78,110 $49 +24.9% 22,420
5 Minnesota $100,270 $78,640 $48 +23.1% 10,010
6 Rhode Island $95,270 $79,930 $46 +16.9% 1,700
7 Alabama $94,880 $65,510 $46 +16.4% 7,430
8 Wisconsin $94,630 $79,450 $46 +16.1% 7,860
9 California $93,660 $76,120 $45 +14.9% 41,160
10 Connecticut $93,540 $74,840 $45 +14.8% 5,230
11 Kentucky $92,780 $60,880 $45 +13.9% 6,210
12 North Dakota $89,710 $71,220 $43 +10.1% 1,460
13 Pennsylvania $88,590 $73,370 $43 +8.7% 19,390
14 Georgia $88,140 $61,850 $42 +8.2% 18,030
15 Colorado $85,540 $68,730 $41 +5% 9,530

Top-Paying Metro Areas

Highest median pay among 515 metro areas.

#Metro areaMedianMeanEmployment
1 Western Wyoming nonmetropolitan area $96,960 $99,840 270
2 San Francisco-Oakland-Fremont, CA $95,640 $114,110 4,860
3 Fond du Lac, WI $95,110 $118,600 120
4 West North Dakota nonmetropolitan area $89,990 $100,060 250
5 Northeast Alabama nonmetropolitan area $89,800 $109,510 270
6 Minneapolis-St. Paul-Bloomington, MN-WI $84,670 $111,320 6,750
7 Santa Maria-Santa Barbara, CA $83,990 $89,290 350
8 Bloomington, IL $82,040 $95,420 780
9 Sheboygan, WI $81,550 $99,130 100
10 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD $81,540 $100,240 8,480

Pay by Industry

Highest-paying industries employing insurance sales agentss (BLS OEWS, by median).

#IndustryMedianMeanEmployment
1 Merchant Wholesalers, Nondurable Goods (4242 and 4246 only) $126,230 $112,980
2 Merchant Wholesalers, Nondurable Goods $125,170 $110,810
3 Sector 42 - Wholesale Trade $107,430 $110,610
4 Wholesale Trade Agents and Brokers $103,720 $113,520
5 Wholesale Trade Agents and Brokers $103,720 $113,520
6 Local Government, excluding Schools and Hospitals (OEWS Designation) $100,880 $91,930 60
7 Local Government, including Schools and Hospitals (OEWS Designation) $100,880 $89,660 70
8 Other Professional, Scientific, and Technical Services $98,180 $85,010
9 Federal, State, and Local Government, excluding State and Local Schools and Hospitals and USPS $88,860 $83,850 730
10 Federal, State, and Local Government, including State and Local Schools and Hospitals and USPS $88,860 $83,650 740
11 State Government, excluding Schools and Hospitals (OEWS Designation) $88,860 $83,080 670
12 State Government, including Schools and Hospitals (OEWS Designation) $88,860 $83,040 670

Workforce Deep-Dive

Distribution and demographics from Census ACS (2023, self-reported). Wage figures here are ACS averages and run lower than the authoritative BLS wages above; use them for shape, not exact pay.

Annual wage distribution

< $10K
178,037
$10-20k
36,749
$20-30k
47,436
$30-40k
80,658
$40-50k
76,262
$50-60k
60,112
$60-70k
48,898
$70-80k
35,883
$80-90k
25,256
$90-100k
20,819
$100-110k
22,760
$110-120k
10,176
$120-130k
15,017
$130-140k
7,566
$140-150k
4,463
$150-160k
11,653
$160-170k
4,756
$170-180k
3,906
$180-190k
3,052
$190-200k
1,734
$200k+
48,161

Pay by age band

16-24
$31,282
25-34
$49,831
35-44
$80,119
45-54
$90,724
55-64
$83,331
65+
$40,106

Education level

Bachelors Degree
$88,725
1 or more years of college credit, no degree
$54,651
Regular high school diploma
$41,996
Associates Degree
$49,189
Some college, but less than 1 year
$50,034
Masters Degree
$102,093
GED or alternative credential
$50,093
Professional degree
$83,036
12th grade - no diploma
$34,538
No schooling completed
$52,120
Doctorate degree
$82,509
Grade 11
$24,714
Grade 10
$27,143
Grade 9
$15,286
Grade 6
$25,547
Grade 8
$46,625
Grade 7
$11,254
Grade 1
$15,293

Full-time vs part-time

Full-time
504,902 · $91,253
Part-time
65,995 · $45,177

Race / ethnicity

White
$75,284
Black
$43,050
Two or More Races
$53,139
Other
$48,410
Asian
$61,829
American Indian
$44,366
Native Hawaiian and Other Pacific Islander
$29,748
American Indian and Alaska Native tribes specified; or American Indian or Alaska Native, not specified and no other races
$13,099

Top fields of study

Business Management And Administration
$76,225
General Business
$117,304
Marketing And Marketing Research
$88,692
Finance
$119,993
Communications
$95,568
Accounting
$121,102
Psychology
$73,072
Economics
$118,857

Top Skills

Most important skills for this role (O*NET importance, 1–5 scale).

Reading Comprehension
4.0
Active Listening
3.9
Speaking
3.9
Critical Thinking
3.8
Persuasion
3.6
Writing
3.6
Time Management
3.5
Service Orientation
3.4
Negotiation
3.3
Social Perceptiveness
3.1
Active Learning
3.0
Judgment and Decision Making
3.0

Frequently Asked Questions

How much do insurance sales agents make in the U.S.?

The median insurance sales agents salary in the United States is $62,280 per year (mean $81,480), and about 80% earn between $37,330 and $138,140.

How much do insurance sales agents make per hour?

Roughly $39 per hour, based on a mean annual wage of $81,480 and 2,080 work hours per year.

Which state pays insurance sales agents the most?

District of Columbia has the highest average pay for insurance sales agents at $119,380 per year (median $84,530).

What is the job outlook for insurance sales agents?

Employment is projected to change +3.7% from 2024 to 2034 (About as fast as average), with about 47,000 openings per year.